Escrow-protected · EU-based · New marketplace

Turn expiring AI & cloud credits into cash.

Baracredits is the escrow layer between startups with unused OpenAI, Anthropic, GCP, AWS, Azure and 10+ other credits — and companies that will pay for the compute.

100% escrow-protected · 24-48h payout after confirmation · Small platform fee, quoted per deal
// Global market waste, 2026
$2.4B+

of unused AI & cloud credits expire every year across startup programs, enterprise agreements, and over-provisioned accounts. Baracredits routes them to buyers before they die.

Source: AI credit marketplace research · aicreditmart.com
// Providers we source from · deliver to
OA OpenAI
A Anthropic
G Gemini
G Google Cloud
A AWS
M Azure
11 ElevenLabs
C Cursor
R RunPod
V Vercel AI
D DigitalOcean
Process

Six steps. Contract-locked.

Nothing moves until both sides are protected. Pick your role — each side has its own flow, signed by all three parties.

01

List your credits

Tell us the provider, amount and expiry. Takes 30 seconds via our contact form or email.

// typical: 30 seconds
02

Video verify billing access

5-min quick call — you show us the billing dashboard so we can confirm the credits are real. Screenshots or read-only key also acceptable.

// typical: 1 day
03

We find your match

We match you with a verified buyer. One-page contract signed by all three parties via DocuSign, EU eIDAS-compliant. Mutual NDA available.

// typical: 1-3 days · sample contract available upfront
04

Buyer pays escrow, you see receipt

Buyer wires funds to Baracredits — never to you directly. We send you the screenshot of the escrow before you touch the transfer.

// typical: 1-2 days · Wise / SEPA / Wire / USDT
05

Transfer credits to buyer

Sponsorship transfer / team-invite / account handoff — depends on provider. We walk you through the exact steps.

// typical: 3-5 days (provider processing)
06

Get paid within 24-48h

Once the buyer confirms delivery in their console, we release the escrow to you within 24-48h — same rail you specified (Wise → Wise, USDT → USDT, etc.).

// typical: within 24-48h of buyer confirmation
01

Tell us what you need

Which provider, how much, timeline. Takes 30 seconds via the contact form or email.

// typical: 30 seconds
02

We match verified inventory

We propose a match with a verified seller and share ownership proof — screenshots or read-only access for test keys. Optional test transfer of $5-10 credits.

// typical: 1-3 days · seller pre-verified
03

Paperwork & invoice

Complete the one-page contract via DocuSign with entity and tax IDs. Mutual NDA available on request. Sample contract sent upfront if you want to see terms first.

// typical: 1 day
04

Secure payment (escrow)

You wire to Baracredits, not the seller. Funds are held in escrow until you confirm delivery. Full refund if the transfer fails.

// typical: 1-2 days · Wise / SEPA / Wire / USDT
05

Receive credentials

Ownership and credentials transferred within 24-48h post-payment. You verify in your own provider console.

// typical: 3-5 days (provider processing)
06

Start using credits

Credits immediately usable. Same API keys, same performance, same rate limits. No code changes required on your end.

// escrow released to seller after your confirmation
Services

Two structures, zero ToS drama.

Most providers allow direct transfers via sponsorship, team invite or account handoff. AWS credits can't be transferred, so for AWS we structure the deal as compute-as-a-service. Everyone stays inside provider policy.

Credit brokerage

Direct transfer via official provider paths.

For GCP (sponsorship), Azure (portal), Anthropic (team invite), OpenAI (account handoff), Gemini, ElevenLabs and most others. Provider-approved, no ToS ambiguity.

  • Buyer verified before contract signing
  • Test transfer of $5-10 credits before full amount
  • Escrow-first — buyer pays us, we pay seller after confirmation
  • Full paper trail: contract, video, transaction IDs
  • Mutual NDA available on every deal
Compute-as-a-service

AWS workload, seller-run, buyer-billed.

AWS prohibits credit transfer in ToS. Seller runs the buyer's workload on their AWS account — everyone stays safe.

  • Zero ToS risk to seller account
  • Fixed hourly rate on CPU / GPU / storage
  • Results delivered via S3 or shared bucket
  • Buyer sees line-item costs in real time
Providers

All the providers we route.

Grouped by category. Discount range across marketplace: 20-80%. Small platform fee, quoted per deal — never upfront charges.

AI API

// 5 providers
OA
Account handoff
OpenAI
// full account transfer
A
Team-invite
Anthropic (Claude)
// team invite handoff
G
Sponsorship
Google Gemini
// via GCP sponsorship
11
Account handoff
ElevenLabs
// full account transfer
Mi
API key
MiniMax / Mistral
// API key transfer

Cloud infrastructure

// 4 providers
GCP
ToS-safe
Google Cloud
// sponsorship transfer
AWS
CaaS
Amazon Web Services
// compute-as-service
AZR
ToS-safe
Microsoft Azure
// sponsorship portal
DO
Team-invite
DigitalOcean
// team invite handoff

Dev tools & GPU compute

// 3 providers
C
Seat transfer
Cursor
// team seat handoff
V
Team-invite
Vercel AI
// team invite handoff
R
Account handoff
RunPod
// account transfer

Every deal is verified, escrowed, and documented.

Before we list anything, sellers prove ownership through screenshots or read-only access. Buyers verify via work email and LinkedIn. Money and credits only move under a signed contract with mutual NDA available.

  • Vendor verification before every listing goes live
  • Ownership auditing with full credit history
  • Escrow-protected payments — funds held until buyer confirms
  • Mutual NDAs available on every transaction
  • Refund or replacement guarantee if access fails
📄

Want the paperwork upfront?

See exactly what you'd sign before any deal.

Request sample contract
Who it's for

If you use AI or cloud, you belong here.

Four situations we solve daily. If any of these sounds like your team — you're the audience.

🚀

Startups with accelerator credits

Got $100K in Azure credits from an accelerator but your stack runs on AWS? Trade them for what you actually need — or turn them into cash.

🏢

Enterprises with surplus commitments

Over-provisioned on your annual AI / cloud commitment? Recover value from unused credits before they expire at year-end.

🧑‍💻

Developers & indie hackers

Access premium AI APIs and cloud compute at a fraction of list price. Build more, spend less on infrastructure.

🏦

AI consultancies & agencies

Buy credits in bulk at discounted rates for client projects. Improve margins on every engagement without cutting scope.

Three-way protection

Nobody carries the risk alone.

Every mechanism exists because someone somewhere got burned in a private credit deal. We made sure it won't happen twice.

Broker (us)Risk: $0

We take fees, not risks.

Baracredits never advances money out of our own pocket. Every deal is buyer-funded before it starts.

  • Buyer pays us first, we hold the funds
  • We only pay the seller after buyer confirms
  • Platform fee taken from the deal, not from us
  • Contract shields us from post-deal disputes
BuyerRisk: $0

Credits or refund.

Buyers pay through non-chargeback rails but get the exact protections a chargeback would give — plus more.

  • Video-verified seller before you wire
  • Test transfer of $5-10 credits first
  • Full refund if transfer fails
  • Console-confirm before we release funds
SellerRisk: $0

Cash guaranteed.

Sellers see the money is real — sitting in our escrow account — before they ever start the transfer.

  • Buyer payment screenshot before transfer
  • Contract-mandated payout within 24-48h
  • Same-rail payout (Wise → Wise, USDT → USDT)
  • No chargeback risk (no Stripe/PayPal)
FAQ

Questions worth asking.

Is selling AI & cloud credits actually legal?
Most providers allow credit transfers via official mechanisms: GCP and Azure sponsorship portals, Anthropic and Cursor team-invite, OpenAI and ElevenLabs full-account handoff. AWS prohibits direct credit transfer in ToS, so for AWS we structure as compute-as-a-service (seller runs the buyer's workload). Every deal stays inside provider ToS.
How does the escrow actually work?
Buyer wires funds to Baracredits, not to the seller. We hold them. Once the buyer confirms the credits landed in their console, we pay the seller within 24-48h. If the transfer fails or the seller disappears, the buyer gets a full refund. Seller sees a screenshot of the escrow before starting the transfer.
What is the fee structure?
Small platform fee, quoted per deal. It varies with deal size, provider and complexity. Never charged upfront — the fee is settled at payout from the escrow, so there are zero fees until a deal actually closes.
What discount can buyers expect?
Depending on provider, expiry date and seller urgency, buyers typically get 20-80% off retail. Fresh, long-expiry credits from top providers sit at the lower end; near-expiry credits from smaller providers sit at the higher end.
Which payment methods do you support?
Wise, SEPA, bank wire, USDT. We do not accept Stripe, PayPal or credit cards — chargeback risk would put the seller at risk after credits have been transferred.
How long does a typical deal take?
7-10 days end-to-end. Verification and matching: 1-3 days. Contract signing: 1 day. Escrow and provider processing: 3-5 days. Payout to seller: within 24-48h of buyer confirmation.
Where are you legally based?
Operating from the EU (Czech Republic). Payments via EU banking rails. Contracts in English under EU eIDAS-compliant e-signature (DocuSign / PandaDoc). Business registration in progress.
Can I see the paperwork before committing?
Yes. Just email contact@baracredits.com asking for the sample contract and we'll send it back within a few hours. No commitment, no data required — the sample is a redacted version of the one you'd sign.
Get in touch

Let's route your credits or compute.

Fill in what you have or need — we'll respond from contact@baracredits.com with next steps.

Start a deal

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